Ford Finance Center in Grand Forks

Whether you're a returning customer to our dealership or stopping by for the first time, Lithia Ford of Grand Forks has an expansive inventory for Grafton drivers to take advantage of. Once you've found the right vehicle for your use case, our finance center is ready to help you behind the wheel at a great price. We provide financing and leasing options, and we're prepared to work with a wide range of credit scores. Learn more about our world-class finance center below.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Lithia Ford Lincoln of Grand Forks Vehicle?

Fargo Ford drivers, remember: a lease is not a clear path to car ownership. A lease is essentially a long-term rental. Lease agreements typically last 36 months, making them a great option for drivers who aren't in a permanent living or employment situation. Leases are great for those interested in reaping the benefits of a new vehicle without the commitment of car ownership.

Should I Finance?

Hillsboro drivers: a great path to car ownership is financing. Whether it's a new, used or Certified Pre-Owned model, when you finance your model through our finance center, you have lots of flexibility. Financing enables drivers to take their time paying off their vehicles. We're here to help, regardless of your credit standing. We can help you find a loan from the most reputable financial institutions.

Visit our Dealership to Get Started

Lithia Ford of Grand Forks can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle. Now's the time to work with our finance center to find the right model for your needs. Contact us today to learn more.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Advantages to Leasing

A perk of leasing is that your monthly payments will be lower than if you were to finance a vehicle. If you're looking to save cash and need a vehicle, this is a perfect option. When you lease through Lithia Ford of Grand Forks, drivers can take advantage of all the latest features offered with new Ford and Lincoln models. These vehicles are outfitted with lively powertrain options and a generous spread of tech and safety tools. Leasing with our finance center, you can have the best of the best in a Ford or Lincoln model.

Before you finalize your lease agreement, you will determine an annual mileage limit for your lease. Consider your use case: are you going to be commuting on a regular basis, or will you be using your Ford or Lincoln vehicle rarely? Next, make a down payment to offset your monthly rate. The larger your down payment, the lower your monthly rate will be.

At the end of your lease, you will have to undergo an inspection to ensure there isn't any excessive wear and tear on the vehicle. Once this process is complete, you can choose to return your lease, buy it outright, or find a new vehicle to lease from our incredible lineup.

Advantages to Financing

Usually, a finance agreement is longer than a lease agreement. Finance agreements can be as short as two years or as long as six or seven. If you make a larger down payment on your vehicle, your monthly rate will be lower. Be aware, Grafton driver: taking on long-term debt is not advised, so be sure to consider the length of your agreement, making sure it works in tandem with your financial situation. Not to fear, our finance team is here to answer any questions you may have about financing.

Financing is the ideal path to owning your very own Ford or Lincoln vehicle. Once your finance agreement is over, you own your chosen model. Typically, you will get close to another decade of use out of your vehicle. When the time comes to move on, you can sell your used Ford or Lincoln model, getting some cash to put towards your next automobile.

Your privacy is important to us.

Lithia Ford Lincoln of Grand Forks takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lithia Ford Lincoln of Grand Forks

    2273 32nd Avenue S.
    Grand Forks, ND 58201

    • Sales: 877-638-4208
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Get in Touch

  • Contact our Sales Department at: 877-638-4208
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-7pm
  • Saturday9am-7pm
  • SundayClosed